TCC Credit Repair Service

Unlock the power of the 609 Fair Credit Act with our comprehensive credit repair service. We provide you with expertly crafted guides and templates designed to help you clean up your personal credit. Our step-by-step process empowers you to dispute inaccuracies, remove negative items, and boost your credit score, putting you on the path to financial freedom. Take control of your credit today with our proven methods and start building the financial future you deserve!

 

 

 Some examples of available templates

 

General Dispute Letter – Used to dispute any incorrect or outdated information with the credit bureau directly.

Debt Validation Letter – Requests validation from debt collectors, requiring them to prove the debt is valid.

Goodwill Adjustment Letter – Requests the original creditor to remove negative marks (like late payments) as a goodwill gesture, often when the account is otherwise in good standing.

Pay-for-Delete Letter – Offers to settle a debt with a collector in exchange for removing the negative record from the credit report.

Identity Theft Dispute Letter – Used when fraudulent accounts or entries appear on the report due to identity theft. Accompanied by an identity theft affidavit.

Direct Creditor Dispute Letter – Sends a dispute directly to the creditor to correct errors in their reporting to the credit bureau.

Hard Inquiry Dispute Letter – Used to dispute unauthorized hard inquiries that may negatively impact the credit score.

Obsolete Information Dispute Letter – Requests the removal of information that is too old to remain on the credit report under FCRA guidelines.

Not My Account Dispute Letter – Used to dispute accounts that do not belong to the individual, possibly due to reporting errors.

Proof of Payment Letter – When payments have been made but aren’t reflected in the report, this letter is used to correct the entry.

Disclaimer: Please note that our credit repair services are entirely separate from The Cleaning Company. This post is an ad. Each operates independently, providing specialized services in their respective fields.